’ mission is to create a financial plan that will help our clients to preserve what they already have, protect themselves from financial uncertainty and pass their wealth to heirs in the most efficient manner possible. Our primary focus is to insure the safety of your nest egg and guarantee your retirement income independent of market fluctuations.
Steven T. Coates
Steven T. Coates is a founding partner and the President of NestEgg Solutions – an independent financial services firm specializing in retirement income planning, tax reduction strategies, IRA/401(K) maximization and Medicaid planning related to the protection of clients’ hard earned assets.
Steven graduated from Ithaca College with a B.S. in Business and Finance and earned his Master’s Degree from Florida International University. After spending 18 years in restaurant management, he pursued a career change which would afford him greater impact in the lives of others and greater flexibility and accessibility for his wife and children.
Steven entered the financial services industry with Bankers Life & Casualty, specializing in retirement and income planning. Steven quickly took to his new career; while supervising the day to day operations over a staff of 15 advisors, he succesfully built a large client base of his own. Seeking independence and a more direct impact in clients’ lives, Steven left Bankers Life to open NestEgg Solutions with partner, Phil Sisco in 2002.
In addition to various speaking engagements for the Veteran’s Administration, the Cuban-American CPA Association, and the retired State Employees of New Jersey, Steven is very active in local charities and fundraising efforts. He supports the USO, the Girl Scouts of America, the Abilities Foundation, the local chapter of SPCA and the Canterbury School of Florida.
Steven resides in St. Petersburg with his wife of over 27 years, Susan. They have two children – a son, Justin, who is currently a Junior at Georgia Tech, and a daughter, Jennifer, who is currently a senior at the Canterbury School of Florida. When not enjoying time with his family, you can find Steven testing his luck on various golf courses or cheering on the Steelers – a tradition he began many years ago in his hometown of Pittsburgh, PA.
Steven maintains life and health insurance, fixed annuity and variable annuity licenses in all states east of Mississippi.
Phillip A. Sisco
Phillip A. Sisco is a founding partner and the Chief Executive Officer of NestEgg Solutions, Inc. – an independent financial services firm specializing in retirement income planning, tax reduction strategies, IRA/401(K) maximization and Medicaid planning related to the protection of clients’ hard earned assets.
Phil worked for his father in the family grocery businesses over the years while attending the University of Tennessee (Memphis branch). He was soon lured away by the large meat company, Wilson and Company. Over the years, he was promoted and transferred numerous times, finally settling in Chicago as the company’s Corporate Vice President of Marketing. He then founded his own marketing company and managed it for 12 years, winning numerous national awards and becoming well renowned as an industry speaker.
Before selling his company to a large retail marketing company, Phil entered the financial services industry with Bankers Life and Casualty, specializing in retirement strategies and products. While at Bankers Life, Phil sought to address individual client’s needs and quickly becoming a top national representative. From these experiences, Phil saw that the potential in a more intimate client relationship could be achieved and he ultimately left Bankers Life and Casualty to open NestEgg Solutions, Inc. with partner, Steve Coates in 2002.
In addition to numerous speaking engagements throughout the industry, he has an ongoing training and mentoring program for those who wish to have a career in the financial services business. Phil belongs to several community Chambers of Commerce and supports The Community Club of Blowing Rock, NC, The Habitat for Humanity, Hunger Coalition and the local Youth Soccer program.
Phil and his wife, Annette, have three children – Drew, Dawn and Angelic’; four grandchildren – Wade, Conner, Ben and Bailey; and a special family dog, Oliver. Most of Phil’s free time is centered on family. However, when the occasion arises, he enjoys a game of golf with his wife or the entire family as well as a nice long walk with Oliver.
Phil maintains life and health insurance, fixed annuity and variable annuity licenses in all states east of the Mississippi.
James D. Heck, LUTCF
James D. Heck, LUTCF is the Senior Vice-President of NestEgg Solutions – an independent financial services firm specializing in retirement income planning, tax reduction strategies, IRA/401(K)/403(b) maximization and Medicaid planning related to the protection of clients' hard earned assets.
Jim started his career in the financial services industry in June of 1980 with Equitable Life of New York currently AXA Financial. In his the first year, Jim received national recognition as he led the company in client customer service and product expertise. He positioned himself in the top 1% of the company and maintained this position through his 19-year partnership with AXA Financial.
Jim earned his Life Underwriting Training Council Fellowship (LUTCF) designation through the American College. This certification requires extensive classroom studies and exams to demonstrate proficiency in areas such as but not limited to Social Security tax reduction, long-term care planning, Medicare supplement planning and income planning. Jim's expertise in these areas combined with over 33 years of experience in the financial services industry has positioned him as a well-known product authority and sought after guest speaker and national trainer.
In 1999, Jim made the decision to become an independent advisor, recognizing the value that comes with the ability to access any financial products deemed appropriate to meet or exceed the best interest and expectations of his clients.
As a leader in the industry, Jim sees great value in his partnership as a member in good standing of the National Ethics Bureau. This partnership assures his clients annually of his superior standing in the financial community. The National Ethics Bureau conducts annual criminal, civil, FINRA, Securities and Exchange Commission and State Department of Insurance background checks. This ongoing relationship provides Jim's current and future clients professional peace of mind that comes from his membership.
Jim's life work and professional mission continues to be protecting and preserving his clients' assets through the use of non- risk based products.
Jim and his wife, Jennifer, enjoy an active lifestyle highlighted by time spent with family, friends and the occasional lick from their dogs, Oscar and Rudy. Leisure time is often spent relaxing on the couple's pontoon boat.
Contact JIm To schedule a time to discuss your financial future at: firstname.lastname@example.org or call Jim at 888-445-0499.