About Us
NestEgg Solutions’ mission is to create a financial plan that will help our clients to preserve what they already have, protect themselves from financial uncertainty and pass their wealth to heirs in the most efficient manner possible. Our primary focus is to insure the safety of your nest egg and guarantee your retirement income independent of market fluctuations.
 
Steven T. Coates

Steven T. Coates is a founding partner and the President of NestEgg Solutions – an independent financial services firm specializing in retirement income planning, tax reduction strategies, IRA/401(K) maximization and Medicaid planning related to the protection of clients’ hard earned assets.

Steven graduated from Ithaca College with a B.S. in Business and Finance and earned his Master’s Degree from Florida International University. After spending 18 years in restaurant management, he pursued a career change which would afford him greater impact in the lives of others and greater flexibility and accessibility for his wife and children.

Steven entered the financial services industry with Bankers Life & Casualty, specializing in retirement and income planning. Steven quickly took to his new career; while supervising the day to day operations over a staff of 15 advisors, he succesfully built a large client base of his own. Seeking independence and a more direct impact in clients’ lives, Steven left Bankers Life to open NestEgg Solutions with partner, Phil Sisco in 2002.

In addition to various speaking engagements for the Veteran’s Administration, the Cuban-American CPA Association, and the retired State Employees of New Jersey, Steven is very active in local charities and fundraising efforts.  He supports the USO, the Girl Scouts of America, the Abilities Foundation, the local chapter of SPCA and the Canterbury School of Florida.

Steven resides in St. Petersburg with his wife of over 27 years, Susan. They have two children – a son, Justin, who is currently a Junior at Georgia Tech, and a daughter, Jennifer, who is currently a senior at the Canterbury School of Florida. When not enjoying time with his family, you can find Steven testing his luck on various golf courses or cheering on the Steelers – a tradition he began many years ago in his hometown of Pittsburgh, PA.

Steven maintains life and health insurance, fixed annuity and variable annuity licenses in all states east of Mississippi.

Contact Steve to schedule a time to discuss your financial future at: steve@nestegg-solutions.com or call Steve at 800-361-2112
 

Phillip A. Sisco

Phillip A. Sisco is a founding partner and the Chief Executive Officer of NestEgg solutions, Inc. – a truth based independent financial services firm specializing in retirement planning, tax reduction strategies, IRA/401(K) maximization and Medicaid planning related to the protection of client’s hard earned assets.

Phil worked for his Dad in the family grocery businesses over the years while attending the University of Tennessee (Memphis Branch).  He was soon lured away by the large meat company, Wilson and Company.  Over the years he was transferred numerous times finally to Chicago as their Corporate Vice President of Marketing.  He then founded his own marketing company and managed it for 12 years winning numerous national awards and was renowned as a speaker before selling his company to a large retail marketing company.

Phil entered the financial services industry’s corporate world specializing in retirement strategies and products.  While there, Phil sought to answer individual client needs which resulted in becoming a top national advisor.  From these experiences, Phil saw that the potential for a more direct impact in client’s lives could be achieved in a more intimate client relationship and he ultimately left the corporate world to open NestEgg solutions, Inc. with partner, Steve Coates in 2002.

In addition to numerous speaking engagements within the industry, he has an ongoing training and mentoring program for particularly those who wish to have a career in the financial service business.  Phil has been a member of the Million Dollar Club for several years now.  Phil supports the USO, Wounded Warrior Program, Make-A-Wish Foundation, Habitat for Humanity, Salvation Army, The Hunger Coalition and local Youth Soccer Programs.

Phil and his wife, Annette, have three children, Drew, Dawn and Angelic’; four grandchildren, Wade, Conner, Ben and Bailey and special family dog, Oliver.  Most free time is centered on family; however when the occasion arises, a game of golf either with his wife or the entire family is enjoyed as well as nice long walks with Oliver.

Phil maintains life and health insurance, fixed annuity and variable annuity licenses in all states east of the Mississippi. 

Contact Phil to schedule a time to discuss your financial future at:  Phil@nestegg-solutions.com or call Phil at 800-361-2112.
 

James D. Heck, LUTCF
James D. Heck, LUTCF is the Senior Vice-President of NestEgg Solutions – an independent financial services firm specializing in retirement income planning, tax reduction strategies, IRA/401(K)/403(b) maximization and Medicaid planning related to the protection of clients' hard earned assets.

Jim started his career in the financial services industry in June of 1980 with Equitable Life of New York currently AXA Financial. In his the first year, Jim received national recognition as he led the company in client customer service and product expertise. He positioned himself in the top 1% of the company and maintained this position through his 19-year partnership with AXA Financial.

Jim earned his Life Underwriting Training Council Fellowship (LUTCF) designation through the American College. This certification requires extensive classroom studies and exams to demonstrate proficiency in areas such as but not limited to Social Security tax reduction, long-term care planning, Medicare supplement planning and income planning. Jim's expertise in these areas combined with over 30 years of experience in the financial services industry has positioned him as a well-known product authority and sought after guest speaker and national trainer.

In 1999, Jim made the decision to become an independent advisor, recognizing the value that comes with the ability to access any financial products deemed appropriate to meet or exceed the best interest and expectations of his clients.

As a leader in the industry, Jim sees great value in his partnership as a member in good standing of the National Ethics Bureau. This partnership assures his clients annually of his superior standing in the financial community. The National Ethics Bureau conducts annual criminal, civil, FINRA, Securities and Exchange Commission and State Department of Insurance background checks. This ongoing relationship provides Jim's current and future clients professional peace of mind that comes from his membership.

Jim's life work and professional mission continues to be protecting and preserving his clients' assets through the use of non- risk based products.

Jim and his wife, Jennifer, enjoy an active lifestyle highlighted by time spent with family, friends and the occasional lick from their dogs, Oscar and Rudy. Leisure time is often spent relaxing on the couple's pontoon boat.

Contact Us Today! To schedule a time to discuss your financial future, contact us at stevecoates@nestegg-solutions.com or call us at (800) 361-2112 today!

 

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